Dilan Deeljur | Barrister | Specialist in APP Fraud & Bank Scam Claims

Dilan Deeljur is a specialist barrister helping victims of APP fraud and bank transfer scams recover lost funds. Expert in FOS complaints and bank accountability

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Dilan Deeljur: Specialist Counsel in Banking Fraud & Consumer Redress

Dilan Deeljur is a distinguished barrister at the self-employed Bar, widely recognised for his specialist expertise in consumer banking law and financial irregularity. With a career spanning over 15 years in financial litigation, including nearly a decade as Legal Counsel within a premier commercial firm, Dilan offers a rare depth of perspective that bridges the gap between solicitor strategy and courtroom advocacy.

His practice is focused on Authorised Push Payment (APP) fraud and bank scam claims. He represents everyday consumers who have been tricked into transferring money to fraudsters, holding banks and payment institutions accountable when they fail to properly protect their customers.

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Areas of Expertise

Dilan’s practice is defined by a pragmatic, straightforward approach to complex litigation. He is a trusted authority for those navigating the technical landscape of banking duties, regulatory obligations, and civil fraud.

I. APP Fraud & Bank Transfer Scams

Dilan specialises in recovering funds for victims of sophisticated social engineering, including but not limited to:
• Investment & Crypto-related Fraud: Holding banks liable for failing to spot "red flag" transfers to fraudulent platforms.
• Impersonation & Romance Scams: Challenging banks that fail to intervene appropriately during high-pressure scams.
• Job & Purchase Fraud: Identifying breaches of fraud prevention standards and the CRM Code.

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II. Financial Ombudsman Service (FOS) Experience

Dilan has long-standing experience in submitting applications and complaints to the Financial Ombudsman Service (FOS).
He regularly advises on a wide range of consumer matters which may be resolved by an Ombudsman, ensuring that consumers are not wrongly blamed by their banks and receive the refunds they are entitled to.

Financial consultation meeting

III. Banking Accountability & Consumer Credit

A specialist in the Consumer Credit Act 1974, Dilan handles disputes involving unfair relationships (s.140A) and breaches of the Banking Conduct of Business Sourcebook (BCOBS). His expertise is rooted in landmark litigation principles, allowing him to dismantle complex lending and payment structures to identify actionable irregularities.

Banking accountability consultation

IV. Civil Fraud, Deceit & Conspiracy

Dilan maintains a robust practice in civil fraud, regularly conducting trials in the County Court and High Court. His work encompasses economic torts and multi-party fraud and negligence claims involving values in excess of £400,000.

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A Dual Perspective on Litigation

Commercial Litigation Expertise

Before joining the self-employed Bar in 2019, Dilan spent nearly ten years at a specialist commercial litigation firm. During his tenure as Legal Counsel, he played an instrumental role in developing the firm's Financial Litigation department.

Strategic Solicitor Insight

This background ensures that Dilan understands the procedural and commercial pressures faced by solicitors. This "solicitor-viewpoint" is a critical asset, ensuring that his advice is not only legally sound but also strategically aligned with the practicalities of case management and recovery.

Consumer-First Approach

He provides an empathetic, consumer-first approach, recognising that many victims of fraud are vulnerable and have been unfairly treated by their financial institutions.

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Notable Cases & Experience

High-Value Fraud (2025-2026)
Currently advising and representing claimants in a £400,000
High Court fraud and negligence claim involving multiple parties and conveyancers.

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YP v Royal Bank of Scotland Plc [2020]

Acted at trial in an insurance mis-selling dispute, including arguments on time limits, relevant case law, and whether a signed settlement document was binding.

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H v MBNA [2020]

Appeared on a successful appeal addressing whether a prior Financial Ombudsman decision prevented further claims, drawing on established appellate authority.

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PB v Royal Bank of Scotland [2020]

Represented the claimant in court in an unfair relationship claim under consumer credit legislation against a major lender.

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JR v MBNA [2020]

Prepared statements of case in proceedings concerning commission arrangements and profit-sharing issues.

Clients reviewing financial documents with an advisor

MB v M&S Financial Services Plc [2020]

Settled pleadings in a claim involving alleged failure to disclose commission.

Clients reviewing financial documents with an advisor

MB v M&S Financial Services Plc [2020]

Provided advice on claim prospects and the appropriateness of resolving the matter through regulatory redress.

Clients reviewing financial documents with an advisor

Rahman v Barclays [2020]

Advised on potential banking claims, including contractual breaches and regulatory compliance issues.

Clients reviewing financial documents with an advisor

EJ v Capital One [2019]

Advised throughout proceedings on claim viability and litigation approach; dispute resolved by agreement.

Clients reviewing financial documents with an advisor

SH v Lloyds Bank Plc [2019]

Provided guidance on litigation strategy and assessment of damages in a mis-selling matter.

Clients reviewing financial documents with an advisor

KT v Halifax [2019]

Advised on a dispute involving incorrect mortgage interest calculations and regulatory breaches.

Clients reviewing financial documents with an advisor

BE v Lloyds Bank [2019]

Assisted with preparation of witness evidence in support of a financial mis-selling claim.

Direct Public Access

Dilan is qualified to accept instructions directly from members of the public.
This provides a streamlined and cost-effective route to specialist advice
without the necessity of first instructing a solicitor.

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Professional Memberships